take the hoop you will be working your embroidery in and
draw around the inside of the inner hoop on mounting board

cut out your disc, then trim it so it is a little smaller

cut out a circle of fleece or wadding
i drew around a hoop 1" bigger than the hoop i'm doing the embroidery on so the hoop i'm working my piece on is a 4" and the fabric disc is 5"

next cut out your backing fabric
{again 1" bigger than finished embroidery}

next layer the fabrics and lace onto the card disc

until it looks like this

cut out your finished embroidered piece 2" bigger than your embroidery hoop

i added another piece of fleece for a nice padded look
i trimmed this off close to the hoop

then i stuck down my embroidered fabric with
double sided tape on the inside of the hoop

all stuck down

take your disc of fabric covered card
and push into the back of the hoop firmly
{i didn't use any glue}

you get a nice padded effect

finished!

i hope this is easy to follow
and it comes in useful for any other neat freak crafters like me!