I found this pendant already predrilled for hanging 5 items. Instead of going the usual route of bead drops, I picked out some mini charms to bring luck. :-)

There are the following charms: 4 leaf clover, a spiral for wisdom, closed heart for love, a coin for money, and an open heart for family.

I attached them all to the big charm with jumprings and the charm itself to the chain with a jumpring.

The only tool I used on this project is a pair of roundnose pliers.

Enjoy!