No cutting, sewing, ripping, etc.
1
Put on your tank of choice as if it were a skirt. You can either put it below your bust or where a skirt usually would go. (Your waist)
2
Role the top of the tank top in towards your boddy so it is not showing.
3
Then get out your belt (preferably without any holes) and fit it around where the top of the tank (skirt) is.
4
Once you have gotten your belt in place, tuck in the pieces of the tank/skirt that are sticking out above the belt under the belt.
Then enjoy your cute business looking skirt and get on with your life!